Cash ISA

 

ISAs, or Individual Savings Accounts, were set up by the government to encourage people to save, and offer significant tax benefits. There are many types of ISA.

Savings Through Payroll

 

Save with us through your payroll and can enjoy the full range of our savings products including Easy-Access savings, Children’s accounts and special occasion saving clubs.

The benefit of saving through payroll is that as it comes out at the start of the ‘pay month’, you don’t have to worry about finding money to put aside at the end of the month, it’s already taken care of.

Payroll members are full members and enjoy the same rights as our individual members, meaning you can, if you wish, attend and vote at our Annual General Meeting, apply to become a volunteer or even a Board member.  You will remain a member even if you leave your employer, just switch to direct debit.

When you want to withdraw your savings, you can just let us know in writing (or email when you’ve done it once) and requests received before 4pm will be put into your bank account on the same working day.

A Junior Saver is added to, or opened at the same time as, an adult account.  There is no minimum monthly savings amount for Junior Savers, but for regular adult saving by payroll deduction the minimum amount is £10 per month.