For Money

Cash ISA

 

ISAs, or Individual Savings Accounts, were set up by the government to encourage people to save, and offer significant tax benefits. There are many types of ISA.

For Money

 

 

We have a responsibility to all our members – not just those that are unable to access finance elsewhere, all our loans will be subject to a credit search and affordability check the result of which may mean we feel it would be irresponsible of us to lend.

 

Part of the mission of the credit union movement in the UK and worldwide is to improve levels of financial education and inclusion.

We work to benefit members, helping to provide communities with affordable and appropriate savings and loan products and promoting sound money management. We encourage regular savings and support members in making financial decisions that are right for their circumstances.

We fully support the teaching of financial education in schools and are very keen to assist in practical ways – we can set up savings clubs, provide learning materials and put you in contact with local groups that may be able to assist further, contact us to find out more info@unitedoverseascu.com

If you are having difficulty in meeting your credit union loan repayments please contact us and we will do our best to help – don’t ignore the problem.

If you have lots of different debts and are thinking of paying them off so that you owe one, easier to manage amount, we may be able to help. Please see our debt consolidation page for more information here. You can read the story of one of our members who did just that here.

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