Cash ISA

 

ISAs, or Individual Savings Accounts, were set up by the government to encourage people to save, and offer significant tax benefits. There are many types of ISA.

Borrowing Through Payroll

Getting a loan through your payroll means you get our very best rates – in fact, we’re so confident we can give you the best deal, we guarantee to beat any confirmed rate you have been offered by your bank by 0.5%!

Plus, you get the convenience of paying straight from your salary and you know that you are supporting local people and businesses.

If you don’t have banks queuing up to lend to you, don’t worry, we still offer excellent rates!  Interest is charged on the reducing balance and there are no other fees or charges, even for early repayment, so your total repayments may be lower than you think.

We would need proof of a confirmed offer from your bank or FCA-registered lender.  Loan decisions are made on a case-by-case basis and are subject to status. If you leave your employer you will need to repay the remaining balance by direct debit